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The 2018 Youth Financial Literacy Foundation Scholarship

Would you answer 30 multiple choice questions and write a 500-word essay for $25,000?

The opportunity is available for you through the Youth Financial Literacy (YFL) Foundation Scholarship! All you have to do is complete the requirements and submit your application to their headquarters in Michigan by December 15, 2018.

Watch the video below for information about who’s eligible and how I can increase your chances of winning the scholarship.

The official website has more information about the details of the questions and the essay requirements. You can begin your scholarship application via this link.

How much money can you win?

This year the YFL Foundation is giving away $350,000 in scholarships! By following directions and submitting your application on time, you have a chance at winning one of the following scholarships:

  • 1st place – $25,000
  • 2nd place – $20,000
  • 3rd place – $18,000
  • 4th place – $15,000
  • 5th place – $12,000
  • 6th – 10th place – $7,000 each
  • 11th – 55th place – $5,000 each

There is no reason why you shouldn’t apply!

How did I win first place, a three-day all expense paid trip to Las Vegas, Nevada, and $6,000 in 2015?

The simple answer is I perfected my essay, made sure all of my questions were answered correctly and submitted my application on time. That is true. That’s what I did, but there’s more to the story.

I’ll walk you through my journey to success and help you increase your chances of winning anywhere between $5,000 and $25,000 in the next few weeks.

Connect with Dough 4 Degrees on Facebook, Twitter, Instagram, LinkedIn, and YouTube for updates! Follow this blog for more scholarship success information.

Visit our products page for additional resources to begin your scholarship journey. I suggest purchasing your $5 copy of Choose the Right College: 9 Steps to Identify Your College if you are in the college selection process.

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Money is waiting for you. Do you want it?

Yes, the cost of college is on the rise. It has been for a while and it will probably continue in the same direction.

You can avoid student debt by applying for and earning the scholarships you need.

Please keep your options open as you make your college decision.

Yes, it’s true. Out-of-state colleges are usually at least twice as much as in-state colleges. But, if you feel and know for sure that the out-of-state college is best for you, then chase the opportunity with everything you have.

Most students limit their options and choose an in-state college over an out-of-state because it’s cheaper. If money is your only obstacle, then eliminate the obstacle by earning outside scholarships.

What are outside scholarships?

Most families are familiar with the stories of individuals who earn full-ride academic or athletic scholarships. But, how about those who don’t and still graduate debt-free?Those students usually earn tens of thousands of dollars in outside scholarships.

Outside scholarships can come from local businesses, national fast food chains, and more. An outside scholarship is a check that is used to cover the cost of your education at any institution. It is not written to one school, therefore, it gives you the flexibility to use the money at whichever institution you choose.

Begin your search for outside scholarships with the Youth Financial Literacy Foundation Scholarship. I won this scholarship in 2015 and a 3-day all expenses paid trip to Las Vegas, Nevada to receive the award.

Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube for more scholarship success information. Visit our products page for additional resources to begin your scholarship journey.

I suggest purchasing your $5 copy of Choose the Right College: 9 Steps to Identify Your College if you are in the college selection process.

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Relationships Lead to More Scholarships

Life is about who you know and who knows you! You may know some amazing people who are accomplishing their dreams. Continue to support them and encourage them to do what’s right. But, how will your life change when people know you?

Relationships will open doors for you that you may not know exist. This week, we communicated the importance of relationships on social media.

We all want to be known for something. It’s natural. We’re built for community and relationships. The important questions are “What do you want people to know you for and how do you want it to impact you?”

As you apply for scholarships, you want the scholarship providers to know you for your accomplishments, commitment, honesty, integrity, and drive. When they see your name, you want them to think and speak good things.

So, here are some tips you can use.

On Thursday, I had a conversation with Naphtali Bryant, a scholarship success strategist. Naphtali has won several scholarships and traveled around the world debt-free to pursue his education. You can learn more on his website.

During our conversation we exchanged ideas about the scholarship process. He mentioned something that will help you, “Use social media as your personal news network.”

What does that mean?

That means you have to take intiative to connect with the individuals who could be reviewing your scholarship applications.

What should you do?

  1. Call or email the organization who is providing the scholarship you’re applying for to gain the name of the contact who’s responsible for the scholarship.
  2. Once you have the contact’s name, connect with them on LinkedIn, Twitter, or Instagram.
  3. Post humble content with updates about how you’re performing in school and what you’re up too. The goal is for them to become familiar with who you are before you submit your scholarship application.

Post any questions in the comments and share this someone you know who needs scholarships! Let us know if there is a topic you would like to know more about in the comments.


Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube for more scholarship success information. Visit our products page for additional resources to begin your scholarship journey.

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Did you know that you can complete your FAFSA on your phone?

Yes, it’s true. On October 1, 2018, students will be able to complete their 2019-20 Free Application for Federal Student Aid (FAFSA) on their smartphones!

You can download the “myStudentAid app” on your device via the Apple AppStore or the Google Play Store. Downloading the app will streamline your FAFSA submission and give you access to the information you used to have to wait days to receive (e.g., Estimated Family Contribution also known as EFC).

We have a resource for you if you would like to learn more about how this app can help you. Visit Smart College Visit’s blog, “myStudentAid: The FAFSA Mobile App and How It Can Help You.

Smart College Visit is one of our partners in helping students go to college and graduate debt-free. The company provides resources and services to educate students “to search for colleges, find campus visit dates, get directions for college trips, and book hotels near campus.”

If you would like to learn more about how you can prepare to submit your FAFSA, then read our blog, “Free money anyone?” It contains three tips to help you start today!


We released this information on social media first. If you missed it, then your missing important announcements and daily tips to help you graduate from college debt-free. Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube.

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Priorities & Goals

Did you follow us on social media this week? If you said no, you should because we are giving you FREE tips to graduate from college debt-free every day. Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube.

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Last week, we released Dough 4 Degrees’ Priorities & Goals worksheet to help you visualize your success. This week, we spent time digging into the mindset and habits of those who choose to commit to their priorities to accomplish their goals.

Remember, you control your success. The decisions you make today will impact the life you live tomorrow. Please download your copy of our worksheet, complete it, and hang it somewhere you will see it everyday. If you need guidance, refer to last week’s post.

Also, if you would like to hear a playback of Thursday’s presentation at Virginia Tech’s Innovate Living-Learning Community, click this link. See you on social tomorrow for our #ScholarshipSunday.

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Academic Success & Priorities

In the United States, school is supposed to be the number one priority for everyone until the age of 18. We sit in the classroom for at least 7 hours a day in elementary, middle, and high school to learn material that will supplement our growth. We have a choice to make once we complete our secondary education and cross the stage.

What do you want to do with your life, and who do you want to be? Will you go to college for a degree, enter the workforce immediately, or take some time to explore the world? 

If you choose to go to college and would like to graduate debt-free, contact us so we can help you. We will teach you how to earn scholarships to graduate debt-free, but that means school has to be a priority.

How do you make school a priority? You have to identify what’s most important to you and what else is consuming your time.

Download a copy of Dough 4 Degrees’ Priorities & Goals and print the PDF. Fill in the document by using the example on the second page. Once you fill in your copy, hang it up so you will see it every day. Allow it to remind you of what comes first and why you do what you do.

Why should you do this? Everyone has more than one thing to do, but knowing why you’re doing it will help you keep the end in mind. It is important to know what you’re working toward and how you want it to impact you.

Email us a picture of your priorities & goals or paste one in the comments. We would love to hear how this material helps you.


Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube for more.

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Our September 2018 Events

Update as of September 20, 2018: Radford University’s Career & Talent Development Center has postponed their 2018 JumpStart Career Development Conference “in an effort to positively impact a broader number of students.” We hope to collaborate with them once the new date is announced.

Visit Radford’s site if you would like to learn more.


We have been on the move recently and we’re not stopping anytime soon. In the next two weeks, we will present our Scholarship Quick Start three different times. Learn more about our presentations and submit a booking request form to bring us to your area!

Thursday, September 20, 2018: Innovate Living-Learning Community, Blacksburg, VA

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Saturday, September 22, 2018: Radford University, Radford, VA

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Saturday, September 29, 2018: Prince George’s County Alumnae Chapter of Delta Sigma Theta Sorority, Inc., Springdale, MD

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Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube for more.

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Free money anyone?

The Free Application for Federal Student Aid (FAFSA) is a major key to earn scholarships. It is a federal document offered by the U.S. Department of Education to help students apply for financial aid. When you submit your FAFSA you unlock a multitude of doors to free money offered by the government, institutions, private and public organizations.

This week we shared different approaches to preparation and encouraged you to prepare to submit your FAFSA now! The 2019-20 FAFSA opens on October 1, 2018.

Our #MindsetMonday this week was “I will earn free money.” Do you enjoy free money? We believe everyone does and millions of dollars of it are available to students who choose to pursue them. Start by submitting your FAFSA!

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Many scholarships require proof of submission of the FAFSA because it will help confirm your financial need. However, don’t let that discourage you if you don’t think you have a need. There are scholarships available that aren’t need based (i.e., merit-based scholarships).

Take these strategic steps as you prepare to submit your FAFSA.

  1. Visit the FAFSA website. Browse the many resources they have to help students succeed before, during, and after college.
  2. Create Your FSA ID. It’s the best way to access your personal information when the FAFSA opens. Keep your login in a safe place.
  3. Read about the FAFSA process. This infographic contains information about preparing for, filling out, and processing the FAFSA.

Dough 4 Degrees is invested in your success and financial freedom. We want you to attend the college of your dreams and graduate debt-free.

Take a look at our best-selling product, our Scholarship Success Program, where we teach students how to earn scholarships to avoid the student debt epidemic.

Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube for more.

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Cost of Attendance

This week’s social media series was about cost of attendance.

It is a fact that the cost of college is on the rise. Today, students are taking out loans quicker than they consider applying for scholarships. Take a look at our Monday post to learn how much debt the average student has after graduation.

At Dough 4 Degrees, we believe you can go to the college of your dreams and graduate debt-free. How? By utilizing the tools and resources we provide to earn thousands of dollars in scholarships. Our best-selling product, our Scholarship Success Program, will help you earn the scholarships you need to succeed during your college career.

Throughout this week, we also shared an equation to help students use their cost of attendance and free financial aid to determine how much money they will need to graduate debt-free. Check out our video for an example you can use now.

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There are plenty of resources you can use to find the money you need to avoid the student debt epidemic. We encourage you to start with the scholarship databases below. Scholarship databases are home to millions of dollars in scholarships that are matched to you automatically after you create your profile.


Stay tuned for next week’s social media series where we will teach you how to prepare to submit your FAFSA! Connect with us on Facebook, Twitter, Instagram, LinkedIn, and YouTube for more.

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Imagine Your Scholarship Success

Have you seen our posts this week about how you can imagine you scholarship success? We’ve released content on Facebook, TwitterInstagram, LinkedIn, and YouTube.


In 2018, we are releasing a weekly social media series to help you with your scholarship success. Each week has its own focus and is broken down strategically each day. Here’s the break down:

#ScholarshipSunday: Sets the tone for the week by sharing the mindset, tip, and strategy.

#MindsetMonday: Identifies our mindset to accomplish this week’s goal.

#TrainTuesday: Specifies the “muscle” we need to train this week to achieve our goal.

#WisdomWednesday: Provides insight into the week’s focus.

#TipThursday: Explains the tip for the week.

#FocusFriday: A reminder of this week’s focus.

#StrategySaturday: Relays practical advice to help you finish the week strong.

All of the information we provided for imagining your scholarship success is on Facebook, TwitterInstagram, and LinkedIn. Imagining your scholarship success is the first step to a debt-free degree.

Take a look at our #MindsetMonday video below.